Mortgage Advice
Book an appointment with our partners, Embrace Financial Services, at a time that suits you, whether that’s early morning, after the kids have gone to bed or even at weekends. They can give you a Mortgage in Principle for multiple lenders in as little as 15 minutes, so you know how much you could potentially borrow.**
Mortgage Advice
Book an appointment with our partners, Embrace Financial Services, at a time that suits you, whether that’s early morning, after the kids have gone to bed or even at weekends. They can give you a Mortgage in Principle for multiple lenders in as little as 15 minutes, so you know how much you could potentially borrow.**
What to expect at your mortgage appointment
Your first appointment with an adviser will help them understand your mortgage and protection needs in the long term, and inform their recommendations to you.
The mortgage advisers are in a position to provide guidance as to:
- What you can afford to spend monthly on a mortgage.
- What you can afford to spend monthly on related protection costs.
It's helpful if you have proof of your identity, address and income.
**A Mortgage in Principle provides you with an indication of what you can borrow, it is not guaranteed until you receive a mortgage offer from the lender.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your initial mortgage appointment is without obligation. Embrace Financial Services normally charge a fee for their services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but the standard fee is £549. Complex cases usually attract a higher fee. Embrace Financial Services will discuss and agree the fee with you prior to submitting any mortgage application.
What to expect at your mortgage appointment
Your first appointment with an adviser will help them understand your mortgage and financial needs in the long term, and inform their recommendations to you.
The mortgage advisers are in a position to provide guidance as to:
- What you can afford to spend monthly on a mortgage.
- What you can afford to spend monthly on related protection costs.
It's helpful if you have proof of your identity, address and income.
**A Mortgage in Principle provides you with an indication of what you can borrow, it is not guaranteed until you receive a mortgage offer from the lender.